Are there minimum security requirements for home insurance in Ireland?Can I pay my premium in installments?When do I need to specify items on my policy?How much should I insure my home for?What is the difference between buildings and contents?Are there minimum security requirements for home insurance in Ireland?Yes. External doors must be fitted with good quality mortise deadlocks. Any sliding door must be secured by bolt or lock. All ground and accessible first floor windows must be secured by effective lock - unless an alarm is installed. These conditions must be met when the property is left empty during the daytime if you are out working.
Back to TopCan I pay my premium in installments?
Yes, you can pay your premium and service charge in 10 equal monthly installments by Direct Debit.
Back to TopWhen do I need to specify items on my policy?
Valuable items such as jewellery or cameras which you are likely to use outside your home should be listed in the contents section of your policy. The policy then covers them inside and outside your home.
Back to TopHow much should I insure my home for?
It is important that you choose the correct sum insured to protect your most valuable asset.
Back to TopWhat is the difference between buildings and contents?
The buildings section covers damage to the structure of your home including walls, sheds, outbuildings and garages, as well as permanent fixtures such as a fitted kitchen, wardrobes, wallpaper, etc. Contents section covers all household goods and personal possessions within your home and outbuildings. (Some contents may be excluded from cover, see the insurer's policy booklet).
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