Glossary:

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Annuity Mortgage:

(Or Repayment Mortgage) This is a mortgage loan where interest and some of the debt is repaid, usually in monthly installments.



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Approval in Principle
This means that your application has been approved 'in principle', subject to the lender verifying the information that you have provided.

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APR:

This stands for annual percentage rate - the annual rate of interest charged on a loan. It takes account of all the costs involved over the full terms of the loan such as any set- up charges and the interest rate. It provides a good comparison of costs between alternative loans.



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National Credit Financial Services Limited t/a NC Mortgage Brokers is a Multi-Agency Intermediary regulated by
the Irish Financial Services Regulatory Authority and is a Credit Institution under the provisions of the Consumer Credit Act 1995.

NC Mortgage Brokers are specialists in the area of Mortgages for First time Buyers, Buy to Let, Remortgage Ireland, Equity Release,
Home Loans, Life Assurance and Insurance in Ireland. We also provide access to a handy mortgage rate calculator.