0818 450 890
CALL US
Mortgages
NC Mortgage Brokers combine simple, plain language mortgage advice in Ireland with the latest technology to help you find the mortgage product that best meets your financial needs.As Ireland’s leading Independent Mortgage Broker, we pride ourselves on finding YOU the best deal possible.
For further information contact NC Mortgage Brokers
Fore more information please see:
First time buyer
Dreaming of your first home on the property ladder? Let NC Mortgage Brokers use our knowledge, experience and expertise help you find the best possible mortgage that suits your needs and make that dream a reality.
Moving House
Now that you’ve outgrown your home and want to move house and up the property ladder, NC Mortgage Brokers can help you find the most suitable mortgage package available.
Remortgage
Are you paying too much for your existing mortgage and loans? Are you looking to release equity for home improvements? Talk to NC Mortgage Brokers - we’re the experts!
Equity Release Over 60s
If you and your partner are aged 60 or over and own your own home, you may be eligible to release equity from your home.
Top tips for loan approval
Over the last few years it has become much more difficult to get mortgage approval – so here are our top tips to endure that your mortgage application is successful:
- Ensure your loans and credit card payments are up to date. Every lender will carry out a credit check with the Irish Credit Bureau when you apply for a mortgage.
- Lenders will look for the most recent 6 months Bank statements, so make sure you keep your current account in good order – no missed direct debits, no referral fees.
- As a first time buyer it is important you don’t have any other borrowings as this will greatly impact on the loan amount you qualify for.
- Regular savings are essential. Lenders need to see evidence of regular savings as proof of your ability to afford the mortgage.
- If you are in rented accommodation or paying rent to your parents while living at home, make sure the rent payment comes out of your bank account as a standing order or direct debit. Again, lenders will see this as proof of your ability to meet a mortgage repayament.
- If you have a credit card try to clear the balance on a monthly basis and do not withdraw cash on the card.
- Avoid online betting transactions on your current accounts.
Top tips for loan approval
Over the last few years it has become much more difficult to get mortgage approval – so here are our top tips to endure that your mortgage application is successful:
- Ensure your loans and credit card payments are up to date. Every lender will carry out a credit check with the Irish Credit Bureau when you apply for a mortgage.
- Lenders will look for the most recent 6 months Bank statements, so make sure you keep your current account in good order – no missed direct debits, no referral fees.
- As a first time buyer it is important you don’t have any other borrowings as this will greatly impact on the loan amount you qualify for.
- Regular savings are essential. Lenders need to see evidence of regular savings as proof of your ability to afford the mortgage.
- If you are in rented accommodation or paying rent to your parents while living at home, make sure the rent payment comes out of your bank account as a standing order or direct debit. Again, lenders will see this as proof of your ability to meet a mortgage repayament.
- If you have a credit card try to clear the balance on a monthly basis and do not withdraw cash on the card.
- Avoid online betting transactions on your current accounts.
First time buyer
Dreaming of your first home on the property ladder? Let NC Mortgage Brokers use our knowledge, experience and expertise help you find the best possible mortgage that suits your needs and make that dream a reality.
Moving House
Now that you’ve outgrown your home and want to move house and up the property ladder, NC Mortgage Brokers can help you find the most suitable mortgage package available.
Remortgage
Are you paying too much for your existing mortgage and loans? Are you looking to release equity for home improvements? Talk to NC Mortgage Brokers - we’re the experts!
Equity Release Over 60s
If you and your partner are aged 60 or over and own your own home, you may be eligible to release equity from your home.
